We value the trust you place in us. 保护您的隐私对正规的电竞竞猜软件来说非常重要,正规的电竞竞猜软件非常注意保护您的个人信息. 关于正规的电竞竞猜软件如何收集的其他信息, maintain and use your information is available in our Privacy Center.
该声明描述了Aetna(“Aetna”), “正规的电竞竞猜软件”或“正规的电竞竞猜软件”)可能会通过您在正规的电竞竞猜软件的网站和移动应用程序(“应用程序”)上与正规的电竞竞猜软件的互动收集有关您的信息,这些互动包含本声明的链接(统称), the “Services”).
If information collected through the Services is member information, 请参阅隐私惯例通知页,而不是本隐私政策. 如果您是Aetna保险政策涵盖的成员, 这个通知可以在这个应用程序中找到, if you are covered through an employer plan which is self funded, 向雇主索取通知书副本. Examples of member information are information collected when you enroll in an Aetna health plan or access services related to your health plan.
正规的电竞竞猜软件可以收集两种基本类型的信息:
正规的电竞竞猜软件在以下情况下收集您的个人信息:
We may also automatically collect certain personal device information. 这可能包括您的设备的物理位置, internet protocol (IP) address, battery information, app activity, data usage, and malware information. 这有助于正规的电竞竞猜软件识别您和您的设备,以防止欺诈和数据丢失,并确保正规的电竞竞猜软件的应用程序的安全.
在某些情况下,以及法律要求的所有情况下,您可以更新您向正规的电竞竞猜软件提供的信息. 只需给正规的电竞竞猜软件发送电子邮件或更新您的在线资料. 请重新访问您第一次向正规的电竞竞猜软件提供信息的应用程序中的具体位置.
为寻求医疗保险/登记而提供个人信息是根据适用法律自愿提交的个人信息. 如果您选择不向正规的电竞竞猜软件提供您的个人信息, 正规的电竞竞猜软件可能无法提供您所要求的产品, services or information.
正规的电竞竞猜软件可能会将您的个人信息用于:
Except during the sale, transfer, merger, 或其他涉及本公司全部或部分的交易, we won’t sell, license, or otherwise transfer any rights to your personal information to a third party unless you expressly authorize it.
We may transmit or share your personal information with other parties:
In all cases, we’ll require the other party to protect the information. 他们只能将其用于正规的电竞竞猜软件提供的目的.
当您访问正规的电竞竞猜软件的网站或使用正规的电竞竞猜软件的应用程序时,正规的电竞竞猜软件会收集和汇总非个人身份信息. 它帮助正规的电竞竞猜软件分析和改善正规的电竞竞猜软件为您提供的服务. 因为这些信息不能识别你的身份, 正规的电竞竞猜软件可以为法律允许的任何目的使用和分享它. We may:
“cookie”是一些数据,当你链接到正规的电竞竞猜软件的应用程序时,正规的电竞竞猜软件可以发送到你的浏览器. It isn’t a computer program. 它不能在您的计算机上获得任何数据或个人信息. 您的浏览器软件可以设置为拒绝或接受cookie.
正规的电竞竞猜软件使用cookies可以收集和保留网站用户的某些信息, 例如您使用的Web浏览器的类型. Reviewing our Web server logs and site usage helps us monitor performance. Cookies also help us:
收集IP地址也是一种标准做法,许多网站和应用程序都自动收集IP地址. 正规的电竞竞猜软件使用IP地址管理正规的电竞竞猜软件的服务, 测量服务水平并帮助诊断服务器问题. Your IP address is a number that is automatically assigned to the computer that you are using by your Internet Service Provider. An IP address may be identified and logged automatically in our server log files whenever a user accesses our services, 随着访问的时间和访问的页面.
Our Services use tracking technologies to collect and record your activities and movements across our websites throughout your browsing session, including page hits, mouse movements, scrolling, typing, out-of-the-box errors and events, and API calls (“session data”). 正规的电竞竞猜软件利用这些信息为正规的电竞竞猜软件提供分析,并改进正规的电竞竞猜软件的产品, services, and your experience. 这样的跟踪也可能包括录制的会话,正规的电竞竞猜软件可以为了这些目的回放这些会话. 出于这些目的,正规的电竞竞猜软件可能会与供应商共享会话数据(这些数据可能会随着时间的推移而改变), 谁将单独为正规的电竞竞猜软件使用会话数据.
As permitted by law, 正规的电竞竞猜软件也可以出售或披露已确定的患者或会员信息. 这意味着可用于识别患者或成员的数据已根据《正规的电竞竞猜软件》中描述的方法之一被删除或更改. 这些方法被称为HIPAA专家判定法和HIPAA安全港法. (See Section 164.514(b)(1) or (b)(2) of Title 45 of the Code of Federal Regulations.)
We understand that the security, integrity and confidentiality of your information are very important to you. And we want to protect it. Here’s how:
正规的电竞竞猜软件不会在正规的电竞竞猜软件的应用上显示第三方的广告. 但正规的电竞竞猜软件可能会使用第三方广告公司,根据您可能访问过的网页或您的在线活动,在其他网站上向您提供正规的电竞竞猜软件的广告. 这些被称为基于兴趣或个性化的广告. 它们也被称为定向广告.
正规的电竞竞猜软件向你展示这些广告,是为了让你看到你可能感兴趣的产品和服务. We don’t direct ads to children. 或者正规的电竞竞猜软件知道使用者在13岁以下.
为了提供与正规的电竞竞猜软件的服务相关的信息, the third-party companies may place or recognize a unique cookie on your browser (including through the use of pixel tags). We follow the guidelines of the Digital Advertising Alliance (DAA) 网络行为广告的自律原则. 根据你的在线行为,这些可以帮助你理解并更好地控制你看到的广告. The DAA has a web site where you can opt out from getting targeted ads 来自项目中的部分或全部公司. 正规的电竞竞猜软件的应用程序不会响应浏览器发出的“请勿跟踪”信号.
正规的电竞竞猜软件可能会使用使用cookie的分析提供商, pixel tags and other, similar technologies to collect information about your use of the Services and your use of other websites and online services. 正规的电竞竞猜软件保险和其他机构利用这些细节来了解你的在线活动. We also use it to deliver ads and web site content based on your interests.
This policy doesn’t apply to, and we aren’t responsible for, the cookies or web beacons, 或第三方使用的其他跟踪方法. You can check out the privacy policies of these other companies to learn more.
The Services may contain links to, or otherwise make available, third-party websites, services, 或非我方或我方代表经营的其他资源(“第三方服务”). 正规的电竞竞猜软件不对隐私行为负责, content or accuracy of websites or apps of the Third-Party Services. 正规的电竞竞猜软件也不审查或认可他们所描述的内容或产品或服务.
We are not responsible for the privacy or security of any information you provide to them or their handling of information. We recommend that you review the privacy policy of any third party to whom you provide personal information online.
In addition, 正规的电竞竞猜软件对这些信息不负责, collection, use, disclosure or security policies and practices of other organizations. 这些公司包括苹果(Apple)等公司, Google, Microsoft, RIM, or any other app developer, app provider, operating system provider, wireless service provider, or device manufacturer.
We may change this Privacy Statement. You can find the date changes were last made at the bottom of the page. Any changes become effective when we post the revised Privacy Statement. 您在这些更改后使用正规的电竞竞猜软件的网站或移动应用程序意味着您接受修改后的版本. This isn’t intended to, and doesn’t create, 中的任何合同或其他法律权利, 或代表, any party.
隐私声明更新:2022年2月17日
Effective date 02/01/2020
Read these Terms and Conditions (this “Agreement”) for important information about our text alert services (“Aetna text alerts”). 本协议包含强制性争端仲裁条款,要求在个人基础上使用仲裁来解决争端, 而不是陪审团审判或集体诉讼.
Aetna or one or more of its affiliates offers access to healthcare service messages via recurring SMS (Short Message Service), 彩信(MMS)文本提醒和电子邮件提醒. 在短信提醒中注册需要一个成员提供他或她自己的手机号码,带有美国50个地区或哥伦比亚特区的区号. Enrollment in email alerts requires member to provide an email address. 报名后可收到正规的电竞竞猜软件的短信或电子邮件提醒, 您同意这些条款和条件, 哪些在你注册时生效. 服务启动前,您可能会被要求验证您的流动电话号码. This requires responding to a text alert sent to your mobile phone confirming your enrollment in this Service.
您确认,警报将被发送到您提供给正规的电竞竞猜软件的手机号码或电子邮件地址. Such alerts may include personal information about your health based on the type of information you choose to receive via electronic communication, and whoever has access to the mobile phone or carrier account or email address will also be able to see this information. You acknowledge that if you elect to receive Protected Health Information as defined in HIPAA via text alerts or e-mail alerts, 您(i)选择通过非加密的通讯方式接收该等信息, and that (ii) information contained in an unencrypted e-mail and/or text message is at risk of being intercepted and read by, or disclosed to, unauthorized third parties. 一旦您注册,正规的电竞竞猜软件发送给您的文本或电子邮件提醒的频率将有所不同. 当正规的电竞竞猜软件为您提供有关医疗保健信息的信息时,您通常会收到警报. Aetna does not impose a separate charge for text alerts; however, your mobile carrier’s message and data rates may apply depending on the terms and conditions of your mobile phone contract. You are solely responsible for all message and data charges that you incur. 请联系您的移动服务提供商. 支持的运营商有:AT&T, Verizon Wireless, Sprint, T- mobile,美国.S. Cellular, Boost Mobile, MetroPCS, Virgin Mobile, Alaska Communications Systems (ACS), Appalachian Wireless (EKN), Bluegrass Cellular, Cellular One of East Central, IL (ECIT), 位于宾夕法尼亚州东北部的一号细胞, Cricket, Coral Wireless (Mobi PCS), COX, Cross, Element Mobile (Flat Wireless), Epic Touch (Elkhart Telephone), GCI, Golden State, Hawkeye (Chat Mobility), Hawkeye (NW Missouri), Illinois Valley Cellular, Inland Cellular, iWireless (Iowa Wireless), Keystone Wireless (Immix Wireless/PC Man), Mosaic (Consolidated or CTC Telecom), Nex-Tech Wireless, NTelos, Panhandle Communications, Pioneer, Plateau (Texas RSA 3 Ltd), Revol, RINA, Simmetry (TMP Corporation), Thumb Cellular, Union Wireless, United Wireless, Viaero Wireless, 及中西区(WCC或五星无线).
您可以选择在任何时候退出正规的电竞竞猜软件的短信提醒. To stop receiving text alerts, text STOP to the number upon which you are receiving text alerts, including 41368, 46716, 49540, 66902, 67954, 72483, 77583, 79720, 90156, or 37046 (or the number from which you are receiving Aetna alerts). 在你提交退订请求后, 您将收到正规的电竞竞猜软件的最后一次短信提醒,确认您将不再收到短信提醒. 除非您重新激活文本警报程序的注册,否则不会发送额外的文本警报. For questions about text alerts, text the word HELP to 41368, 46716, 49540, 66902, 67954, 72483, 77583, 79720, 90156, or 37046. Text alerts may come from any one of these short codes and Aetna may change, 根据需要添加或删除短代码.
The Aetna text alert programs are offered on an “as is” basis and: (1) may not be available in all areas at all times; and (2) may not continue to work in the event of product, software, coverage or other service changes made by your wireless carrier. 正规的电竞竞猜软件可以更改或停止其任何文本警报程序,而无需通知或向您承担责任. Aetna and its related companies and each of their respective officers, directors and employees are not responsible and shall not be liable for any losses or injuries of any kind resulting, directly or indirectly, 任何Aetna的短信警报程序或任何形式的技术故障或延迟. 正规的电竞竞猜软件保留自行决定在任何时候停止向任何人发送短信提醒的权利.
除了有资格申请小额索偿法庭的纠纷, 因本协议或双方关系的任何方面而产生的或与之相关的所有争议, 一方面, 以及aetna或它的供应商或供应商, ON THE OTHER HAND, WHETHER BASED IN CONTRACT, TORT, STATUTE, FRAUD, MISREPRESENTATION, OR ANY OTHER LEGAL THEORY, 您是否同意aetna和您各自放弃由陪审团审判的权利. YOU AGREE THAT ANY ARBITRATION UNDER THIS AGREEMENT WILL TAKE PLACE ON AN INDIVIDUAL BASIS; CLASS ARBITRATIONS AND CLASS ACTIONS ARE NOT PERMITTED AND YOU ARE AGREEING TO GIVE UP THE ABILITY TO PARTICIPATE IN A CLASS ACTION. 该仲裁将由美国仲裁协会(“AAA”)根据其消费者仲裁规则(目前可在 Consumer Arbitration Rules PDF), as amended by this Agreement. The arbitrator will conduct hearings, if any, by teleconference or videoconference, rather than by personal appearances, 除非仲裁员根据你方或我方的请求决定进行当面听证会是合适的. 任何面对面的会面将在双方合理方便的地点举行,并适当考虑到他们的旅行能力和其他相关情况. 如果双方不能就地点达成协议, such determination should be made by the AAA or by the arbitrator. If you are able to demonstrate that the costs of arbitration will be prohibitive as compared to the costs of litigation, 如果仲裁员认为有必要防止仲裁成本过高,正规的电竞竞猜软件将支付贵方与仲裁有关的诉讼和听证费用. 仲裁员的决定将遵循本协议的条款,并将是最终的和具有约束力的. 仲裁员有权作出临时裁决, interim, or permanent injunctive relief, 或为具体履行本协议而规定的救济, 但仅限于提供仲裁员面前的个人要求所保证的救济所需的范围. 仲裁员作出的裁决可在任何有管辖权的法院予以确认和执行. Notwithstanding any of the foregoing, 本协议中的任何内容都不能阻止您将问题提交联邦政府, state, or local agencies and, if the law allows, 他们可以为你寻求帮助.
With the exception of any of the language above in this Dispute Resolution provision relating to the waiver of class and representative actions, 如果法院裁定本争议解决条款的任何部分无效或不可执行, the other parts of this Dispute Resolution provision shall still apply. 如果法院裁定本争议解决条款中有关放弃阶级和代表诉讼的任何语言方面无效或不可执行, 则本争议解决条款的全部将无效. 本协议的其余部分将继续适用,不受本可分割性条款的影响.
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医疗,牙科,药房,管理行为健康和视力计划隐私实践通知 |
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Federal Risk Plans |
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Aetna隐私做法高级补充健康通知 |
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正规的电竞竞猜软件学生隐私行为健康通知 |
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员工协助计划隐私惯例通知 |
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私隐实务长期护理通知 |
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正规的电竞竞猜软件隐私实践自愿通知 |
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Aetna International – U.S. 基于计划的隐私惯例通知 |
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Because we’re committed to protecting the privacy of our members, we’re moving away from the use of Social Security numbers whenever possible. 窃贼经常在入侵网站和电脑时窃取社会安全号码. A Social Security number is not required for health care services.
Here's how you can help
如果您是与正规的电竞竞猜软件一起工作的卫生保健专业人士:
If you're an Aetna member:
如果您是正规的电竞竞猜软件的雇主:
保护敏感信息的隐私和安全是正规的电竞竞猜软件的最高优先事项之一. Accordingly, Aetna encrypts all Internet e-mails that contain member-specific health and financial information -- examples include, but aren't limited to, 个人和人口统计信息(e.g., name, SSN, address), employment information, 关于福利支付的信息, provider information, diagnostic or treatment information, claims status information and information related to behavioral health and/or sexually transmitted disease services.
使用加密的电子邮件使正规的电竞竞猜软件能够快速发送, reliable communications while maintaining our commitment to protecting the confidentiality of member-specific information.
What is encrypted e-mail?
加密的电子邮件会被发送者的电子邮件程序打乱, 是什么让它在被接收者解密之前无法被读取. 未加密的电子邮件类似于明信片——任何拾取邮件的人都可以查看邮件. Encrypted e-mail is similar to a sealed letter -- the content cannot be viewed until the envelope is opened - except, in this case, the envelope has a lock on it to which only the recipient has a key.
正规的电竞竞猜软件使用加密电子邮件对收件人有何影响?
Who can receive member-specific health and financial information?
Aetna has strict procedures in place for determining if a third party can receive member health and financial information i.e., Aetna employees are required to verify whether a requestor is authorized to receive the information before it is released.
Whom can the recipient of an Aetna encrypted e-mail call with questions?
每一封来自Aetna的加密电子邮件都包含了如何打开邮件和查看安全内容的说明. In the event a recipient receives an error message while in the process of trying to open an Aetna-generated encrypted e-mail, the error message provides guidance for troubleshooting the problem. In addition, the error message includes the following contact information:
如果您有任何问题,请联系 1-800-237-7476 (TTY: 711), option 4 (Secure Email) during normal business hours; 8AM to 6PM ET.
当有人窃取你的个人或健康保险信息时,就会发生医疗身份盗窃. 他们用它来获得医疗,处方,保险赔偿,甚至手术. 这很像普通的身份盗窃. It can damage your credit rating. 花你的钱和时间来清理. 甚至会影响你找工作的机会. 这种情况在美国越来越多地发生.
Be careful with your member ID card
它可以用来获得医疗服务或药品. 这些会在你的医疗记录上永久保存. 如果您的信用卡遗失或被盗,请立即通知正规的电竞竞猜软件会员服务.
Keep personal information personal
Don’t give out your insurance ID, 把社保号或驾照号码通过电话或邮件发给任何人. Make sure you initiated the contact. And make sure there is a valid reason for giving out the number.
即使有人声称来自正规的电竞竞猜软件保险公司,也要保持警惕
正规的电竞竞猜软件避免问你的社会安全号码. However, there are times we need it. For example, if you:
Review health care information
花点时间阅读邮寄的福利说明(EOB)声明或在线索赔. 即使它们被标记为“这不是一项法案”." Look for:
Make sure “free” is free
如果你去免费诊所,确保它是免费的. 无论什么原因都不要出示你的身份证.
Check your credit report
身份窃贼会以你的名义增加医疗费用. 账单可以寄到另一个地址. 你看了报告才知道. 或者你接到讨债公司的电话.
了解如何获得信用报告免费访问 Federal Trade Commission.
Simple, direct answers to common questions about health care privacy.
如果你不相信你的健康信息是受保护的, 你可能不太可能去看医生或与其他健康保健专家谈论健康问题,因为你害怕其他人可能会了解你的情况. This may place you at greater risk: Your doctor needs to know as much as possible about your health to give you the best possible care.
健康保险便携和责任法案(“HIPAA”)包括一个隐私规则,要求管理你的医疗保健的人保持你的信息的隐私(其他联邦和州的法律也包括隐私保护). 医疗保健公司和医疗保健提供者都必须遵守HIPAA隐私规则. Examples of health care companies and health care providers include:
以下是一些受保护资料的例子:
You have the right to:
We have the responsibility to:
按您身份证上的号码打电话给正规的电竞竞猜软件. Tell us what you need. For example, you may want to:
你在工作的地方有医疗保险吗? 如果是这样,你去哪里获取隐私信息取决于你加入的计划类型.
雇主提供的健康计划有两种. 一种计划被称为“保险”,因为保险公司支付索赔. 另一种计划被称为“自我保险”,因为你的雇主实际上支付索赔,并雇佣另一家公司只运行支持该计划的系统. 如果你是自我保险计划的成员, you may need to work with your employer to address your privacy concerns.
了解是与雇主还是与正规的电竞竞猜软件保险公司解决隐私问题, 拨打您的会员卡上的电话或与您公司的人力资源代表联系.
如果您认为您的权利被剥夺或您的健康信息没有得到保护,请正规的电竞竞猜软件. 拨打你的会员卡上的号码. Or write to:
HIPAA Member Rights Team
P.O. Box 14079
Lexington, KY 40512-4079
你也可以写信给美国国防部长.S. Department of Health and Human
Services. 你不会因为投诉而受到处罚.
您有权要求正规的电竞竞猜软件以某种方式或在某种地点与您沟通.
如果您正在购买他人的保险,并希望正规的电竞竞猜软件将您的福利说明报表和其他索赔信息发送到与主要订户不同的地址, 请致电身份证上的会员服务电话.
To stop paper mailings of Explanation of Benefits and claim information, log in to your secure account and use the "Profile" link in the upper right corner to change your paper saving preferences. 您的福利解释和索赔信息仍可在您的安全帐户中使用.
您也可以使用“个人资料”链接来选择是否接收正规的电竞竞猜软件的电子邮件, or to add or change a phone number.
Aetna is the brand name used for products and services provided by one or more of the Aetna group of companies, including Aetna Life Insurance Company and its affiliates (Aetna).
健康福利和健康保险计划包含排除和限制.
Links to various non-Aetna sites are provided for your convenience only. Aetna Inc. and its subsidiary companies are not responsible or liable for the content, 链接网站的准确性或隐私惯例, 或这些网站上描述的产品或服务.
Links to various non-Aetna sites are provided for your convenience only. Aetna Inc. and its subsidiary companies are not responsible or liable for the content, 链接网站的准确性或隐私惯例, 或这些网站上描述的产品或服务.
Links to various non-Aetna sites are provided for your convenience only. Aetna Inc. and its subsidiary companies are not responsible or liable for the content, 链接网站的准确性或隐私惯例, 或这些网站上描述的产品或服务.
Links to various non-Aetna sites are provided for your convenience only. Aetna Inc. and its subsidiary companies are not responsible or liable for the content, 链接网站的准确性或隐私惯例, 或这些网站上描述的产品或服务.
Links to various non-Aetna sites are provided for your convenience only. Aetna Inc. and its subsidiary companies are not responsible or liable for the content, accuracy, or privacy practices of linked sites, 或这些网站上描述的产品或服务.
Links to various non-Aetna sites are provided for your convenience only. Aetna Inc. and its subsidiary companies are not responsible or liable for the content, accuracy, or privacy practices of linked sites, 或这些网站上描述的产品或服务.
Links to various non-Aetna sites are provided for your convenience only. Aetna Inc. and its subsidiary companies are not responsible or liable for the content, accuracy, or privacy practices of linked sites, 或这些网站上描述的产品或服务.
Links to various non-Aetna sites are provided for your convenience only. Aetna Inc. and its subsidiary companies are not responsible or liable for the content, accuracy, or privacy practices of linked sites, 或这些网站上描述的产品或服务.
Links to various non-Aetna sites are provided for your convenience only. Aetna Inc. and its subsidiary companies are not responsible or liable for the content, accuracy, or privacy practices of linked sites, 或这些网站上描述的产品或服务.
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点击“我接受”,表示我承认并接受:
应用行为分析(ABA)医疗必要性指南帮助确定适当的(医疗必要的)水平和类型的护理患者需要评估和治疗的行为健康状况. The ABA Medical Necessity Guide does not constitute medical advice. 治疗提供者完全负责成员的医疗咨询和治疗. 成员应与治疗提供者讨论任何与他们的保险或健康状况有关的问题.
每个福利计划都定义了包括哪些服务, which are excluded, 并且受美元上限或其他限制. 会员及其供应商将需要咨询会员的福利计划,以确定是否存在适用于该服务或供应的任何排除或其他福利限制.
关于某一特定服务或供应在医学上是必要的结论,并不构成对该服务或供应有承保范围的陈述或保证(i.e.这一费用将由正规的电竞竞猜软件保险(Aetna)支付. 会员的福利计划决定保险范围. 一些保险计划不包括Aetna认为医疗需要的服务或用品.
Please note also that the ABA Medical Necessity Guide may be updated and are, therefore, subject to change.
与保险决定有关的医疗需要的确定是在个案基础上作出的. In the event that a member disagrees with a coverage determination, member may be eligible for the right to an internal appeal and/or an independent external appeal in accordance with applicable federal or state law.